Health Insurance

Barella Insurance is committed to helping our clients clearly understand all of their insurance choices. We are authorized to offer insurance plans with over a dozen top rated companies. We provide you with the knowledge and materials you will need to make the best informed decisions possible. Barella insurance provides many options, including convenient face-to-face meetings in your home or workplace.

If you need coverage, feel you are paying too much, or just have a few questions; we invite you to learn how we can help. Contact Us

• Major Medical Insurance
• Health Savings Account
• Short-Term Medical Care
• High Risk / Uninsurable Plans
• Long-Term Care
• Disability Income
• Travel Insurance
• Vision
• Dental
• Cancer
• Critical Illness

Choose a major medical plan to help pay part or all of your health care costs.
Click on the links below to see plans and purchase one that is right for you. Or contact us to discuss your major medical needs and budget.

Affordable, comprehensive dental coverage supported by a vast network of providers. We offer plans starting at around $16 per month.
Click on the links below to see plans and purchase one that is right for you. Or contact us to discuss your dental insurance needs and budget.

A health savings account (HSA), is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a High Deductible Health Plan (HDHP).[1] The funds contributed to the account are not subject to federal income tax at the time of deposit. Unlike a flexible spending account (FSA), funds roll over and accumulate year to year if not spent. HSAs are owned by the individual. However, beginning in early 2011 OTC (over the counter) medications cannot be paid with HSA dollars (Sec. 9003 of H.R. 3590). Withdrawals for non-medical expenses are treated very similarly to those in an IRA in that they may provide tax advantages if taken after retirement age, and they incur penalties if taken earlier.

Click on the links below to see plans and purchase one that is right for you. Or contact us to discuss your health savings account needs and budget.

Short-Term Insurance will help you stay home so you can live life the way you always planned. Short Term Medical Insurance is ideal for...

• Students
• Recent Graduates
• People Between Jobs
• Persons Waiting for Employer Benefits to Begin
• Part Time Seasonal Employees
• Retirees Waiting for Medicare Eligibility
• Alternatives to Cobra

Click on the links below to see plans and purchase one that is right for you. Or contact us to discuss your short-term medical care insurance needs and budget.

Click on the link below to see plans and purchase one that is right for you. Or contact us to discuss your high risk / uninsurable insurance needs and budget.

Long-term care insurance (LTC or LTCI), is an insurance product that helps provide for the cost of long-term care beyond a predetermined period. Long-term care insurance covers care generally not covered by health insurance, Medicare, or Medicaid. Individuals who require long-term care are generally not sick in the traditional sense, but instead, are unable to perform the basic activities of daily living (ADLs) such as dressing, bathing, eating, toileting, continence, transferring (getting in and out of a bed or chair), and walking. Age is not a determining factor in needing long-term care. About 60 percent of individuals over age 65 will require at least some type of long-term care services during their lifetime. About 40% of those receiving long-term care today are between 18 and 64. Once a change of health occurs long-term care insurance may not be available. Early onset (before age 65) Alzheimer's and Parkinson's disease are rare but do occur.

We offer Indiana Partnership, Annuities with LTC benefits and Life Insurance with LTC benefits. Please contact us to discuss your long-term medical care insurance needs and budget.

Disability Insurance, often called DI or disability income insurance, is a form of insurance that insures the beneficiary's earned income against the risk that disability will make working (and therefore earning) impossible. It includes paid sick leave, short-term disability benefits, and long-term disability benefits. Statistics show in the US a disabling accident occurs every second. Disability Insurance protects your lifestyle by insuring your most valuable asset - your income.

Click on the link below to see plans and purchase one that is right for you. Or contact us to discuss your disability insurance needs and budget.

Compare and buy travel insurance and international medical plans for individuals, families, students, church groups and businesses. Choose the coverage you need— trip cancellation, travel medical or medical evacuation coverage.

Please contact us to discuss your long-term medical care insurance needs and budget.

Barella Insurance offers simple vision plans that fit your vision needs starting at around $16 per month.

Click on the link below to see plans and purchase one that is right for you. Or contact us to discuss your vision insurance needs and budget.

Click on the link below to see plans and purchase one that is right for you. Or contact us to discuss your Cancer insurance needs and budget.

Critical Illness Insurance helps protect you from the devastating financial impact of a major illness.

Click on the link below to see plans and purchase one that is right for you. Or contact us to discuss your critical illness insurance needs and budget.