Senior Choices

Barella Insurance is committed to helping our clients clearly understand all of their insurance choices. We are authorized to offer insurance plans with over a dozen top rated companies. We provide you with the knowledge and materials you will need to make the best informed decisions possible. Barella insurance provides many options, including convenient face-to-face meetings in your home or workplace.

If you need coverage, feel you are paying too much, or just have a few questions; we invite you to learn how we can help. Contact Us

• Medicare Supplements
• Long Term Care
• Life Insurance - Final Expense Life
• Senior Dental Plans
• Annuities
• Medicare Advantage Plans (Part C)
• Medicare Prescription Plans (Part D)

Please contact us to discuss your senior insurance needs and budget.

This is not a complete list of plans available in your service area. For a complete listing please contact 1-800-medicare or consult www.medicare.gov.

Medicare Supplement Insurance helps to pay the bills Medicare doesn't pay. Choose a plan to help pay Medicare's deductibles and coinsurance.

Click on the link below to see Medicare Supplement plans and purchase one that is right for you. Or contact us to discuss your Medicare Supplement insurance needs and budget.

Long-term care insurance (LTC or LTCI), is an insurance product that helps provide for the cost of long-term care beyond a predetermined period. Long-term care insurance covers care generally not covered by health insurance, Medicare, or Medicaid. Individuals who require long-term care are generally not sick in the traditional sense, but instead, are unable to perform the basic activities of daily living (ADLs) such as dressing, bathing, eating, toileting, continence, transferring (getting in and out of a bed or chair), and walking. Age is not a determining factor in needing long-term care. About 60 percent of individuals over age 65 will require at least some type of long-term care services during their lifetime. About 40% of those receiving long-term care today are between 18 and 64. Once a change of health occurs long-term care insurance may not be available. Early onset (before age 65) Alzheimer's and Parkinson's disease are rare but do occur.

Please contact us to discuss your long-term medical care insurance needs and budget.

Our final expense life insurance policies pay cash to cover the cost of funerals and other final expenses.

Click on the link below to see plans and purchase one that is right for you. Or contact us to discuss your final expense life insurance needs and budget.

Affordable, comprehensive dental coverage supported by a vast network of providers. We have plans starting at around $16 per month.

Click on the link below to see plans and purchase one that is right for you. Or contact us to discuss your dental insurance needs and budget.

An annuity contract is created when an insured party, usually an individual, gives a life insurance company money that will later be distributed back to the insured party over time. Annuity contracts traditionally provide a guaranteed distribution of income over time, until the death of the person or persons named in the contract or until a final date, whichever comes first. However, the majority of modern annuity customers often use annuities only to accumulate funds free of income and capital gains taxes and to later take lump-sum withdrawals without using the guaranteed-income-for-life feature.

• 401K & IRA Rollovers
• Indexed Annuities

Please contact us to discuss your annuity needs and budget.